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An Ag Lender's Thoughts on Successful Restructuring
In this blog post, we revist an uncomfortable topic: farm foreclosure and bankruptcy. In particular, we get feedback from an farm banker on how to maintain a successful farm-bank relationship during tough times. A collaborative relationship combined with sticking to past plans is the path to achieving a mutually-benefical farm debt restructuring.
Read More »Q&A with a Farm Restructuring Expert
In this blog post, we discuss an uncomfortable topic: farm foreclosure and bankruptcy. We'd be pulling wool over our eyes if we didn't face the fact that there are going to be plenty of tough conversations between farmers and bankers in the coming months and years. This blog post provides actionable advice surrounding farm foreclosure, farm restructuring, and farm bankruptcy.
Read More »Article: Flex Rents Need to Benefit Both Parties
In this blog post, I point you to an article that summarizes some thoughts I have on flex rents. They are great contracts but they need to be mutually beneficial and negotiated with that in mind.
Read More »The Traits of the Top 20% of Farmers vs the Bottom 20%
In this blog post, we discuss a recent presentation that Dr. David Kohl gave on traits that he believes separate the top 20% vs. bottom 20% of farmers. We also add a few traits to his list.
Read More »Cost of On-Farm vs. Commercial Grain Drying
This blog post calculates the cost of on-farm vs. commercial grain drying. Hint: on-farm grain drying typically offers a great ROI.
Read More »Don't Rely on Crop Insurance as Price Protection
In this blog post we revisit the actual price protection provided by multi-peril crop insurance. In most instances, don't rely on crop insurance as a marketing tool.
Read More »You Need a Statistical Framework for Farm Management Decisions
Farming is a business with a ton of uncertainty. Producers can't let this uncertainty hamper their decision making. One way to add structure to the decision making process is to use the statistical concept of expected value when evaluating farm management decisions.
Read More »New Software Feature: Custom Crop Shares
In this blog post, we show you a new feature we added to Harvest Profit's farm management software: custom crop share structures. This feature allows you to create custom structures and view the impact on your field-by-field profitability.
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